_car accident attorney los angeles california
_Recent Car Accident--Should You Give A Recorded Statement
Car accident attorney los angeles california
If you are in a recent car crash you will be asked from the insurance company that is in charge of paying the claim to offer a recorded statement. When that takes place, you have to decide if you should give that statement. Here's a little bit of information to help you make that decision.
Car accident attorney los angeles california
Why Is A Recorded Statement Taken?
Should you agree to give a recorded statement, the adjuster asks you about the facts all around the accident and about your injuries. That seems reasonable, right? Well...not necessarily. I say that because the adjuster is not actually playing fair along with you. The questions the adjuster asks are made to minimize the insurance company's exposure. The insurance adjuster will ask you questions and lock you directly into an answer. The danger of giving these statements is that you may inadvertently omit some details or you may not yet know the full extent of your injuries. Keep this in mind when you're deciding whether to give a recorded statement--the purpose of the statement is so the insurance company can use it against you later.
Be Prepared For The Recorded Statement
Should you choose decide to give a statement, prepare yourself. Prior to giving the statement, gather all the documents you have concerning the accident. At this point in the process, those documents may include the police report and some documents from an urgent situation room visit. Whatever documents you've, be sure to have them together with you at the time of the recorded statement. Also, possess a clear understanding of the facts surrounding the accident including what direction you're traveling and the name from the street you were traveling on.
Here are some topics you can expect to get asked about:
Personal, history
Descriptions of both vehicles
Occupants of both vehicles
Description of accident
Mechanical condition of car
Weather, road and lighting conditions
Actions before accident
Accident facts such as the points of impact, speed from the vehicles, etc.
Cause of accident
Investigating officers
Who received a ticket, if anyone
Obstructions to visibility
The existence and of skid marks
Road surface
Your injuries as well as the injuries of anyone in the vehicle with you
The impact--what areas of your body hit what parts of the vehicle
Witnesses
Statements made by anyone after the accident
The Bottom Line
Giving a recorded statement gives you no advantage, but gives the insurance company a large advantage. Therefore, if the state does not require one to give a recorded statement, it is usually best not to give one.
Car accident attorney los angeles california
If you are in a recent car crash you will be asked from the insurance company that is in charge of paying the claim to offer a recorded statement. When that takes place, you have to decide if you should give that statement. Here's a little bit of information to help you make that decision.
Car accident attorney los angeles california
Why Is A Recorded Statement Taken?
Should you agree to give a recorded statement, the adjuster asks you about the facts all around the accident and about your injuries. That seems reasonable, right? Well...not necessarily. I say that because the adjuster is not actually playing fair along with you. The questions the adjuster asks are made to minimize the insurance company's exposure. The insurance adjuster will ask you questions and lock you directly into an answer. The danger of giving these statements is that you may inadvertently omit some details or you may not yet know the full extent of your injuries. Keep this in mind when you're deciding whether to give a recorded statement--the purpose of the statement is so the insurance company can use it against you later.
Be Prepared For The Recorded Statement
Should you choose decide to give a statement, prepare yourself. Prior to giving the statement, gather all the documents you have concerning the accident. At this point in the process, those documents may include the police report and some documents from an urgent situation room visit. Whatever documents you've, be sure to have them together with you at the time of the recorded statement. Also, possess a clear understanding of the facts surrounding the accident including what direction you're traveling and the name from the street you were traveling on.
Here are some topics you can expect to get asked about:
Personal, history
Descriptions of both vehicles
Occupants of both vehicles
Description of accident
Mechanical condition of car
Weather, road and lighting conditions
Actions before accident
Accident facts such as the points of impact, speed from the vehicles, etc.
Cause of accident
Investigating officers
Who received a ticket, if anyone
Obstructions to visibility
The existence and of skid marks
Road surface
Your injuries as well as the injuries of anyone in the vehicle with you
The impact--what areas of your body hit what parts of the vehicle
Witnesses
Statements made by anyone after the accident
The Bottom Line
Giving a recorded statement gives you no advantage, but gives the insurance company a large advantage. Therefore, if the state does not require one to give a recorded statement, it is usually best not to give one.